The bills have tightened and you are considering applying for a personal loan? Do not feel alone! The personal loan is now one of the functions most accessed by the Brazilian when it uses financial services through the internet, according to bunderps data.
However, what few know is that personal loans can also be requested by mobile apps. But how does the online loan for apps work and why can the app often be a better choice than placing your application on the site? Want to know the answer to these and other questions? Keep reading!
Calm! Having to resort to a personal loan is not the end of the world. There are several reasons that can make this the best option to help with financial matters. And before we talk about online loan applications, let’s review some of the situations where making this application is a good option:
Personal loan is a form of credit that often does not require collateral. That is, unlike a real estate mortgage, for example, where the property serves as collateral, to apply on personal loan you do not need to present any good as collateral.
This makes this modality much less bureaucratic. That is why, currently, you can make your credit application online, simply by entering some information such as name, CPF, bank account and proof of address.
However, another much more practical way of getting that extra money for any of the situations we described above – or one you find necessary – is by online application loan.
Many financial institutions have their own apps, through which the applicant can quickly simulate the amount they need, the number of installments they want to pay, and see the total value of their loan. With the simulation done, you can place the order by the application itself and track the status of your request closely.
Apps still send notifications – such as when your request is approved and you need to send the copy of some documents to finalize the loan. Once the money has fallen into your account, you can still use the app to track the payment of installments and the discharge of your loan. All in a very practical way to help you control your finances and not get involved!
Did you know that Dashwood family has an app? Download it for free on Google Play right now and do your loan simulation!